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Income Statement (NONE)
| Q3 '25 | QoQ | |
|---|---|---|
| Revenue | 239M | 45.5% |
| Operating expense | 91M | 3.8% |
| Net Income | 5.2M | 24.4% |
Balance Sheet (NONE)
| Q3 '25 | QoQ | |
|---|---|---|
| Total Assets | 3.19B | 0.5% |
| Total Liabilities | 2.8B | 0.8% |
| Total Equity | 384M | 2.1% |
| Shares Outstanding | 48M | 0.9% |
Cash Flow (NONE)
| Q3 '25 | QoQ | |
|---|---|---|
| Cash from operations | 99M | 5.2% |
| Cash from investing | -73M | 38.8% |
| Cash from financing | -31M | 44.2% |
EPS
Financial Highlights for Oportun Financial in Q3 '25
Oportun Financial reported a revenue of 239M, which is a 45.5% change from the previous quarter. An increase in revenue typically indicates growing demand for the company's products or services. This positive change in revenue is a good sign, suggesting that the company's sales are moving in the right direction.
Operating Expenses for this period were 91M, showing a -3.8% change from the last quarter. Operating expenses cover the costs of running daily business operations. A significant increase might indicate inefficiencies or investments in growth, while a decrease could suggest cost-saving measures or potential underinvestment in key areas.
Net Income for the quarter was 5.2M, showing a -24.4% change from the prior quarter. Net income provides a clear picture of the company's profitability after all expenses. An increase suggests the company is becoming more profitable, while a decrease may raise concerns about the company's financial health, unless there are specific one-time costs or investments.
Oportun Financial faced some challenges this quarter with a decline in one or more of the key metrics: revenue, gross profit, or net income. A decline in EBITDA signals potential operational challenges or increased costs.




