Similar companies
Income Statement (USD)
| Q3 '25 | QoQ | |
|---|---|---|
| Revenue | 10.7B | 5.4% |
| Gross Profit | 8.74B | 6.6% |
| Cost of Revenue | 1.98B | 0.4% |
| Operating expense | 2.6B | 28.3% |
| Net Income | 5.09B | 3.5% |
| EBITDA | 6.75B | 0.9% |
Balance Sheet (USD)
| Q3 '25 | QoQ | |
|---|---|---|
| Total Assets | 99.6B | 0.4% |
| Total Liabilities | 61.7B | 0.6% |
| Total Equity | 37.9B | 2% |
| Shares Outstanding | 1.94B | 1% |
Cash Flow (USD)
| Q3 '25 | QoQ | |
|---|---|---|
| Cash from operations | 6.24B | 7.3% |
| Cash from investing | 304M | 218.8% |
| Cash from financing | -6B | 228.2% |
EPS
Financial Highlights for Visa in Q3 '25
Visa reported a revenue of 10.7B, which is a 5.4% change from the previous quarter. An increase in revenue typically indicates growing demand for the company's products or services. This positive change in revenue is a good sign, suggesting that the company's sales are moving in the right direction.
Gross Profit stood at 8.74B, marking a 6.6% change since the last quarter. Gross profit showcases the efficiency in production and sales processes.
Cost of Revenue was 1.98B, a 0.4% difference from the previous quarter. A rising cost of revenue may suggest increased production or sales costs, which can impact margins. However, if accompanied by a proportionate rise in revenue, it could indicate scaling operations.
Operating Expenses for this period were 2.6B, showing a 28.3% change from the last quarter. Operating expenses cover the costs of running daily business operations. A significant increase might indicate inefficiencies or investments in growth, while a decrease could suggest cost-saving measures or potential underinvestment in key areas.
Net Income for the quarter was 5.09B, showing a -3.5% change from the prior quarter. Net income provides a clear picture of the company's profitability after all expenses. An increase suggests the company is becoming more profitable, while a decrease may raise concerns about the company's financial health, unless there are specific one-time costs or investments.
The company's EBITDA for the quarter was 6.75B, showing a 0.9% change from the previous period. EBITDA gives insight into the company's operational profitability, excluding non-operating expenses like interest and taxes. A rising EBITDA indicates strong operational performance, while a declining EBITDA may signal operational challenges or increased costs.
Visa faced some challenges this quarter with a decline in one or more of the key metrics: revenue, gross profit, or net income. Higher operating expenses might indicate increased investments or potential inefficiencies.




