Similar companies
Income Statement (USD)
| Q3 '25 | QoQ | |
|---|---|---|
| Revenue | 8.6B | 5.8% |
| Gross Profit | 6.71B | 6.8% |
| Cost of Revenue | 1.89B | 2.2% |
| Operating expense | 1.65B | 9.6% |
| Net Income | 3.93B | 6.1% |
| EBITDA | 5.35B | 3.9% |
Balance Sheet (USD)
| Q3 '25 | QoQ | |
|---|---|---|
| Total Assets | 53.3B | 3.6% |
| Total Liabilities | 45.4B | 4.2% |
| Total Equity | 7.92B | 0.6% |
| Shares Outstanding | 905M | 0.4% |
Cash Flow (USD)
| Q3 '25 | QoQ | |
|---|---|---|
| Cash from operations | 5.66B | 23% |
| Cash from investing | -374M | 64.8% |
| Cash from financing | -4B | 33.1% |
EPS
Financial Highlights for Mastercard in Q3 '25
Mastercard reported a revenue of 8.6B, which is a 5.8% change from the previous quarter. An increase in revenue typically indicates growing demand for the company's products or services. This positive change in revenue is a good sign, suggesting that the company's sales are moving in the right direction.
Gross Profit stood at 6.71B, marking a 6.8% change since the last quarter. Gross profit showcases the efficiency in production and sales processes.
Cost of Revenue was 1.89B, a 2.2% difference from the previous quarter. A rising cost of revenue may suggest increased production or sales costs, which can impact margins. However, if accompanied by a proportionate rise in revenue, it could indicate scaling operations.
Operating Expenses for this period were 1.65B, showing a 9.6% change from the last quarter. Operating expenses cover the costs of running daily business operations. A significant increase might indicate inefficiencies or investments in growth, while a decrease could suggest cost-saving measures or potential underinvestment in key areas.
Net Income for the quarter was 3.93B, showing a 6.1% change from the prior quarter. Net income provides a clear picture of the company's profitability after all expenses. An increase suggests the company is becoming more profitable, while a decrease may raise concerns about the company's financial health, unless there are specific one-time costs or investments.
The company's EBITDA for the quarter was 5.35B, showing a 3.9% change from the previous period. EBITDA gives insight into the company's operational profitability, excluding non-operating expenses like interest and taxes. A rising EBITDA indicates strong operational performance, while a declining EBITDA may signal operational challenges or increased costs.
It was a positive quarter for Mastercard with growth in revenue, gross profit, and net income. Higher operating expenses might indicate increased investments or potential inefficiencies.
