Bancolombia - AI Stock Analysis

Analysis generated November 17, 2025

Bancolombia S.A. is a leading financial services organization in Colombia, providing a wide range of banking products and services to retail, commercial, and corporate customers in Colombia and Central America. With a strong presence in the financial sector, the company operates through numerous branches and digital platforms, aiming to deliver comprehensive banking solutions to its extensive customer base.

Fundamental Analysis

Bancolombia reported revenue of 7,488B in the last quarter, which signifies a decrease of 29.03% compared to the preceding quarter. This decline raises concerns and suggests potential issues that need to be addressed. However, when compared to the same quarter last year, there's an impressive increase of 36.98%, indicating healthy year-over-year growth.

Net income for the last quarter stands at 2,144B, marking an increase of 19.70% from the previous quarter. This is a positive sign indicating growth and profitability. Furthermore, compared to the same quarter last year, net income has surged by 42.83%, which solidifies the company's improving financial health.

Despite these encouraging metrics, it's important to note that the EBITDA for the last quarter was 0, down 100% from the previous quarter and the same quarter last year. This total decrease is a significant concern and warrants further investigation.

The current P/E ratio is 7.62, which may be considered low, potentially indicating that Bancolombia's stock is undervalued. This metric offers a bullish outlook, suggesting that the stock could be an attractive investment if the company continues to perform well.

Technical Analysis

Today’s stock price is 62.53, reflecting a 9.70% increase from a month ago. This indicates a positive short-term trend. Over the past year, the stock price has surged by a remarkable 116.89%, suggesting a robust long-term trend.

However, the overall trend is bearish. The current SMA10 is 63.20, which is lower than the previous SMA10 of 63.27, suggesting a potential downward price movement. Additionally, the RSI stands at 47.4, indicating a neutral condition with no immediate buy or sell signals.

Alternative Data Analysis

A look at job postings and employee sentiment reveals that Bancolombia currently has 7 open positions, down by 73% over the last couple of months. This decline could signal efforts to cut costs or streamline operations, which is not typically a positive sign for growth.

In terms of customer acquisition, the company has an estimated 28M visitors to their webpage, with no significant change in recent months. However, there are currently 0 daily downloads of their mobile apps, down by 100%, indicating a potential loss in customer engagement and acquisition.

On the engagement front, Bancolombia has managed to grow its Instagram following by 3% to 510,000 followers, suggesting increased interest in the company. Their Twitter following remains steady at 570,000 with no noteworthy changes.

According to AltIndex's AI score, which integrates fundamental, technical, and alternative data analysis, Bancolombia has an AI score of 71, suggesting a buy signal.

Conclusion

Bancolombia presents a mixed bag of signals. On the fundamental side, strong year-over-year revenue and net income growth paint a promising picture, but the significant drop in EBITDA is concerning. The technical analysis shows strong short-term and long-term stock price growth, although a bearish trend and neutral RSI suggest caution.

Alternative data indicates potential areas of concern, such as reduced job postings and mobile app downloads, but also highlights a growing interest in the company on social media platforms.

Considering these factors, and supported by an AltIndex AI score of 71 indicating a buy signal, the recommendation is to consider Bancolombia as a potential buy, but with caution. Investors should closely monitor continued financial performance and customer engagement metrics to make informed decisions.

Disclaimer: This AI stock analysis, generated by an experimental AI tool, is for informational purposes only and not financial advice. Information is based on publicly available data and may not always be accurate or current.